Here are answers to some common questions when renting your child's first instrument.
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What type of instrument would my child be best suited to play?
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This question can be best addressed by looking at the instrument that your child has expressed an interest in playing and talking with the instrumental music instructor to be sure that the instrument is compatible with your student's physical abilities. Also, your student will be more inclined to practice the instrument that they choose to play as opposed to one that was chosen for them. Your student's music instructor is often the best source of information for the instrument selection process.
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Is it better to rent or buy an instrument?
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In some instances, the school provides a limited number of instruments. Due to budget constraints, this is increasingly less common. Musical instruments may also be acquired through local music stores, such as Moore Music Company. If your child is already a committed player, purchasing the instrument may be the best choice. Moore Music offers a full 25% discount on the first-day purchase of a new, brand name student instrument. If your child is a new student, consider our Rent-To-Own program. That way, your child is playing a top-quality student instrument while you assess their continuing interest in that instrument. Our rental program has attractive early payoff options if you choose to purchase the instrument within six months. On the other hand, you can return the instrument any time after the first month - no strings attached.
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My child will need a smaller size string instrument. Is Rent-To-Own the best way to go?
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Often, a short-term lease is a better choice here, since your child will outgrow the instrument and advance to the next size. At Moore Music, our lease program includes 3/4-size and smaller violins, violas, cellos and classical guitars along with curved headjoint flutes. The monthly lease payment is just for use of the instrument and coverage for fire, theft and accidental damage. (Note: cellos are insured for theft only.) Unlike the Rent-To-Own program, there is no accrued equity in the instrument.
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How does the Rent-To-Own program work?
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The Moore Music Rent-To-Own program offers maxiumum flexibility. Each monthy payment earns equity in the instrument. Thus, over time, you will own the instrument. Additional to equity in the instrument, your payment includes a small finance charge and insurance. However, a more cost effective approach is to buy the instrument by paying off the remaining balance as soon as your child confirms their continuing interest in their instrument. On the other hand, if your child's interest wanes or they change instruments, you can return the instrument at any time without further obligation so long as payments are current. If you exchange instruments, 60% of your total payments will be applied to the new instrument.
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How do I make monthly Rent-To-Own payments?
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There are three basic options. The first is to pay for ten months at the time of rental and receive two months for free. Secondly, you can set up a convenient monthly auto-draft using a credit or debit card. Thirdly, we will send you a coupon book and you simply mail in your payments each month.
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Are your prices for these instruments competitive?
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Yes. They are the lowest in town.
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What incentive do I have to pay off the instrument early?
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Within the first six months of initiating your Rent-To-Own agreement, Moore Music offers a special purchase incentive with 100% of your payments, including finance charges and insurance, applied to the purchase. If you purchase the instrument within the first three months, we apply 100% of your payment and you also receive a 20% discount on the cost of the instrument.
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What if our instrument needs repair?
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Just bring it into Moore Music. Some repairs are performed right in the store, and all repairs are typically completed within a week.
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What if the instrument is damaged or stolen?
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The Moore Music Rent-To-Own program protects instruments against theft, fire and accidental damage. It also provides coverage for repairs and adjustments to insure your child's instrument is in good playing condition. There are special terms governing the coverage in the Rent-To-Own agreement. This coverage is included in the monthly payment.
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What are the monthly payments?
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Please see our Rental Prices page for a list of current sample payments.
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